# Sancho Capital investor tools

> Free tools for investors who are tax residents in Spain: tax-efficient withdrawals from investment funds (FIFO), the income-tax saving of a pension plan contribution, and a fund and portfolio comparator.

## Tools

- [Fund and portfolio comparator](https://tools.sancho.vc/comparador) ([Markdown](https://tools.sancho.vc/comparador.md)): returns, volatility, drawdowns and correlations of funds, ETFs and portfolios, alone or against an index.
- [FIFO withdrawal optimizer](https://tools.sancho.vc/opfifo) ([Markdown](https://tools.sancho.vc/opfifo.md)): the tax-cheapest way to withdraw a given amount from Spanish investment funds.
- [Pension plan tax saving](https://tools.sancho.vc/pensiones) ([Markdown](https://tools.sancho.vc/pensiones.md)): how much income tax this year's pension plan contribution saves.

Built by [Jorge Sancho Muñoz](https://jorgesm.com).

## Scope and limits

- Spain only: Spanish tax rules (IRPF), for Spanish tax residents.
- Informational, not financial or tax advice. Every result is an estimate.
- Not for: filing a tax return, any country other than Spain, or recommending specific products.

---

Canonical page (Spanish): https://tools.sancho.vc/. Site overview: https://tools.sancho.vc/llms.txt.